Equity Row: Empowering BIPOC Communities with Innovative Real-Estate Platforms
A revolutionary platform transforming underperforming commercial real estate into thriving, mixed-use community assets—with economic equity at its core for BIPOC entrepreneurs, residents, and stakeholders.
The Housing & Wealth Crisis in BIPOC Communities
Persistent Barriers
Despite decades of advocacy, Black homeownership rates remain at just 44% compared to 74% for white households. Appraisal bias, predatory lending, and redlining persist in modern forms.
Escalating Homelessness
Black Americans represent 13% of the population but 39% of homeless individuals. Housing insecurity disproportionately affects BIPOC communities with limited pathways to stability.
Small Investor Roadblocks
BIPOC investors face systemic challenges including limited access to capital, regulatory hurdles, contractor fraud, and biased property valuations that prevent wealth accumulation.
These challenges create a cycle of disinvestment in BIPOC communities, perpetuating generational wealth gaps and economic inequality.
A Market Ripe for Transformation
Underutilized Assets
  • 125,000+ strip malls in the U.S. declining in value
  • Vacant commercial corridors in historically disinvested neighborhoods
  • Untapped potential for mixed-use development
Shifting Demand
  • Growing preference for 15-minute cities and walkable communities
  • Rising need for affordable housing integrated with retail
  • Increased focus on ESG investments and community impact
Government momentum toward Opportunity Zones, CDFIs, and green tax credits creates a perfect alignment of market forces and social impact potential.
Introducing Equity Row: A Holistic Solution
Mixed-Use Development
Transform strip malls and distressed properties into vibrant live-work spaces, affordable housing, and community hubs.
Housing Equity Program
Create pathways to stable housing for low-income families, returning citizens, and first-time BIPOC homebuyers.
Investor Empowerment
Provide small-scale BIPOC investors with tools, education, and support to navigate real estate obstacles.
Freedom Tech Platform
Offer digital tools for property acquisition, management, and wealth transfer without traditional gatekeepers.
Regulatory Protection
Support users in navigating zoning, permitting, contractor fraud, and appraisal bias challenges.
The Platform Ecosystem
Real Estate Marketplace
Buy, sell, lease, or invest in vetted properties with transparent pricing and community-oriented design.
Investor Portal
Access curated deals, pooled capital opportunities, educational resources, and co-investment models.
Homeowner Hub
Get support with renovation, tax appeals, grant programs, and equity tracking throughout ownership.
Advocacy Engine
File complaints, connect with legal support, and access resources to overcome discriminatory practices.
Solving Systemic Problems
Business Model & Revenue Streams
1
Property Development
Acquisition and redevelopment of commercial properties into mixed-use community assets
2
Technology-Enabled Services
Leveraging our platform to provide property owners with tools and insights for efficient asset management and optimization.
3
Platform Subscriptions
Membership fees for investors, homeowners, and service providers
4
Transaction Fees
Marketplace fees on buy/sell/rent transactions
5
SaaS Licensing
Future licensing of platform technology to municipalities and organizations
6
Advisory & Training
Providing expert consulting and educational programs for real estate investment and community development.
Target Market & Impact Potential
Equity Row serves a diverse ecosystem of stakeholders, each crucial to transforming real estate for BIPOC communities:
BIPOC Families & Individuals
Providing pathways to stable housing and homeownership for first-time homebuyers, low-income renters, returning citizens, seniors, and those at risk of homelessness. They need affordable housing, credit-building support, and co-ownership options.
Small-Time BIPOC Real Estate Investors
Empowering first-generation owners, part-time investors, and BIPOC-led LLCs to navigate a biased system. They need vetted deal flow, support with permits and appraisals, trusted contractors, and access to group investing tools.
Local Governments & Agencies
Collaborating with housing authorities, land banks, and economic development agencies to secure land, funding, and approvals for inclusive projects that foster job creation and community equity.
Community Organizations & Foundations
Partnering with housing-first nonprofits, Black wealth-focused organizations, and grantmaking bodies to provide grants, advocacy, and education support for scalable asset-building solutions.
Real Estate & Construction Vendors
Engaging general contractors, lenders, inspectors, and property managers through a vetted network, ensuring transparent payments and training on inclusive development practices.
Platform Users & Members
Supporting everyday people and grassroots organizers with an easy-to-use, trusted, mobile-first platform for real estate literacy, transactions, and wealth building, including estate planning and succession tools.
The Capital Stack: Innovative Financing
Public Subsidies
Leverage Opportunity Zone tax benefits, Low Income Housing Tax Credits, New Markets Tax Credits, and municipal grants
Mission-Aligned Capital
Partner with CDFIs, social impact investors, and foundations focused on racial equity and housing justice
Community Investment
Enable local residents and stakeholders to invest through crowdfunding, community bonds, and fractional ownership
Green Finance
Utilize sustainability-focused funding sources including green bonds, energy efficiency incentives, and climate resilience grants
Implementation Roadmap
1
Phase 1: Foundation (Q1-Q2 2026)
  • Finalize business plan and legal structure
  • Develop brand identity and messaging
  • Secure initial seed funding
  • Build advisory board and key partnerships
2
Phase 2: Platform MVP (Q3-Q4 2026)
  • Develop core platform architecture
  • Create investor and homeowner dashboards
  • Build regulatory navigation tools
  • Test with initial user group
3
Phase 3: Pilot Project (Q1-Q2 2027)
  • Acquire first distressed property
  • Implement community-centered design process
  • Secure development financing stack
  • Begin redevelopment with local partners
4
Phase 4: Scale (Q3 2027 and beyond)
  • Full platform launch with all features
  • Expand to additional properties and markets
  • Grow user base across all segments
  • Develop SaaS licensing for municipalities
The Investment Opportunity
Seeking: $250K-$500K Catalytic Capital
35%
Property Acquisition & Feasibility
30%
Platform Development
20%
Team & Operations
15%
Legal & Compliance
Investor Value Proposition
Equity Row isn’t just about real estate. It’s about repairing trust, redistributing access, and building freedom through ownership—one Black family, one building, one block at a time.
🧠 Real Estate Justice = Community Wealth
We're building more than buildings—we're creating an ecosystem where ownership, opportunity, and community thrive without systemic barriers. Join us in creating a future where real estate becomes a pathway to justice rather than an instrument of exclusion.
Contact: Brandon Lumpkins | [email protected]